MEDICARE 'PEACE OF MIND'
Let Medicare Jeff of Vital Coverage Group Be Your No-fee Independent Medicare Enrollment Guide
If you're becoming Medicare-eligible soon Jeff can explain the early and vital long-lasting decisions you'll make as you enter Medicare... and help identify Medicare plan choices to fit your health history, budget and lifestyle. Best of all, there is never a fee to our clients for our Medicare enrollment expertise and ongoing support.
GET STARTED on an Original Medicare + Medigap/Supplement + Rx Drug 'bundle' in a few simple steps:
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Call Jeff at 703-579-7611 or Email Jeff at Jeff@VitalCoverageGroup.com to grant him "Permission to Contact" you.
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Jeff will send you a no-obligation (Medicare-required) "Scope of Appointment" (SOA) via email to schedule an Intro call.​
For 'Medicare Advantage' plans or just a standalone Prescription Drug (Part D) plan you can browse your local plans -- and even enroll 24/7 if you choose -- at www.BrowseAndEnroll.com
Spotlight on 'Medigap'
Medicare Supplements
Protection From Gaps in Orig. Medicare A & B
Medicare Supplement (or Medigap) plans provide insurance coverage for the "gaps" that Original Medicare Parts A & B do not cover, including deductibles. co-payments and co-insurance.
Any Doctor, No Networks, No Referrals Needed
With a Medicare Supplement plan, you can utilize any doctor / provider that accepts Medicare. No referrals are needed as long as you utilize a doctor or provider that accepts Medicare (which is the vast majority of doctors and providers).
Portable Coverage, Accepted Anywhere
Medicare Supplement plans cover the entire United States and you can rely on uninterrupted coverage when you travel or relocate.
Medigap Supplements
vs 'Medicare Advantage'
Medicare Advantage Plans
An alternative privatized version of Medicare coverage where Medicare-approved insurance carriers are paid a fee by the Centers for Medicare and Medicaid Services (CMS) to provide a package of healthcare and related services following guidelines set by Medicare. Medicare Advantage plans are often called "Part C" of Medicare (or "MA" or "Advantage" plans) and you must qualify for the Part A of Medicare and be enrolled for Part B (where you and every other Medicare user pays a monthly premium (of $164.90/month in 2023).
Low Monthly Premiums
Medicare Advantage plans often are either $0 or low monthly premiums. They often offer added benefits such as RX coverage and gym benefits.
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Provider Networks May Be Limiting
In many cases, you’ll need to use health care providers who participate in the plan’s network and service area for the lowest plan costs. These plans set a Maximum Out Of Pocket (MOOP) each year for covered services, to help protect you from unexpected costs. The MOOP for 2023 is $8400.
Add a Prescription
Drug Plan (Part D)
Medicare Part D Prescription Drugs
Medicare Part D covers the cost of prescription drugs. You'll secure Part D coverage through private insurance companies (who partner with Medicare), and the formulary of prescription drugs that your plan covers will vary by provider within overall guidelines set by Medicare.
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Brand-Name and Generic
Most Part D plans provide both brand-name and generic prescription drug coverage. At a minimum, every provider must cover two options within the most common drug categories, meaning that Plan D will provide drug coverage for the majority of conditions.
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Two Ways to Access Part D
You can choose from a variety of Part D offerings from leading insurance companies that may cover the vast majority of your prescription costs each year. A part D plan would complement your Parts A and B, and Medicare Supplement plan. The second way to have prescription drug coverage is a Medicare Advantage plan which bundles in prescription drug coverage (an MAPD plan). Consumers should confirm any prescription drug plan offering they consider has their required or anticipated prescriptions.
ABOUT US
Vital Coverage Group, LLC is a full-service independent insurance agency specializing in Medicare insurance plan enrollment for new enrollees to Medicare and plan revisions for existing Medicare users (beneficiaries) who want to consider changes to their coverage.
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Every Medicare user, whether a new enrollee to Medicare or an existing Medicare beneficiary, may have needs that change over time. We evaluate our client's needs periodically to ensure value and a proper fit and we're here year-round as an information resource and advocate.
Our goal is your Medicare peace of mind.
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There is never a fee for our Medicare enrollment support as the Center for Medicare Services compensates Vital Coverage Group, LLC and other qualifying insurance licensees.
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Although we are Medicare health plan specialists, we are also licensed to meet client requests for related insurance coverage for Seniors, including long-term care and life insurance.
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Licensed in many states across the U.S.
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My Medicare-related services are complimentary.
There is never a fee for my support, and no obligation to enroll.
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